About Spendl
What we're building.
We build the financial plumbing for businesses that move money for other people: the console their team runs, the wallet their customers hold, and one regulated network underneath where rands and digital assets move side by side.
Traditional money and digital assets, in one system.
We want traditional money and digital assets to work together in one financial system, not live in separate worlds. Every transaction on Spendl is recorded and auditable, so a business can hold, convert and spend value with confidence. The goal is to make moving money straightforward for everyday businesses across South Africa.
Financial infrastructure any business can run on.
As we grow, we're building infrastructure any South African business can run on: compliant, well documented, and designed around how money actually moves here. We want digital value to be part of everyday operations, not something bolted on the side.
Standing
The regulatory standing you build on.
Spendl runs as an FSCA-exempt CASP on registered payment rails, with every balance backed one-for-one. For the right programme, a business can build on that standing instead of spending months, often longer, getting licensed itself.
- Regulated entity
- Light Fusion (Pty) Ltd t/a Spendl Technologies, an FSCA-exempt CASP. FSP 53757 · FIC 74993 · Reg 2023/154151/07
- Payment rails
- Registered rails operated with Payaccsys Services (Pty) Ltd, a Registered SO & TPPP. FIC 69498 · Reg 2000/026575/07
- On-chain backing
- Balances on the network are mirrored by an on-chain attestation of the reserves that back them, reconciled against the pooled trust account every 30 minutes. Attested as money moves
- Where we are
- Central Square, Pinelands, Cape Town, South Africa. support@spendl.money
Get started
Keep the next rand you move.
See a branded wallet, cross-border and the Public API running on your own numbers. Onboarding is hands-on, whatever the size of your team.
or email support@spendl.money